The Midtown Atlantic City Community Development Corporation (Midtown CDC) is a community-based effort to enhance the Midtown neighborhood of Atlantic City. Our team of residents, businesses, community leaders, and local agencies are working hard to ensure that this neighborhood realizes its full potential.

Made available to existing homeowners in Midtown, this program offered in partner with the Atlantic County Improvement Authority (ACIA) offers up to $25,000 to qualifying homeowners for home repairs. The Midtown Home Repair Grant can be added to the ACIA’s Home Repair Loan, which enables homeowners to access up to $50,000 for qualifying home improvements. Please submit an interest form to learn more and/or to be added to our waiting list. Please note: due to the popularity of this program, interested individuals typically remain on the waiting list for an average of 6-9 months.

Midtown’s Down Payment Assistance Program may provide up to 10% in down-payment assistance to buyers. This is made available to help promote primary home ownership and neighborhood stabilization in the Midtown neighborhood. These programs are funded fully by the Midtown CDC. 

Midtown CDC program provides: 

• A grant for 10% of the purchase price 
• Maximum grant amount not to exceed $20,000 
• Forgivable loan 20% per year for 5 years

Eligible Applicants 

• Household income may not surpass 150% of area median income
• Interested buyers are required to participate in home buying classes prior to purchase

Eligible Properties 

• Single family properties including townhouses and condos located within Midtown CDC 
• Sales price of the property cannot exceed $481,000 
• Property must be primary residence and maintained as same.

  Midtown offers limited Down Payment Assistance to individuals looking to purchase homes in Midtown. This is made available to help promote home ownership and neighborhood stabilization. This program is fully funded by the Midtown CDC and offered in partnership with the Atlantic County Improvement Authority.

  Qualifying individuals may be eligible to receive up to $20,000 in down payment assistance. To learn more about this offering and the additional terms that are associated with receiving this grant, please contact the Atlantic County Improvement Authority at [email protected] or 609-343-2390. 

Midtown’s Clean Team program is an anti-litter, community-empowering program in partnership with the City of Atlantic City, our neighbors, and business owners. The Midtown CDC will provide support and resources to people who want to lead the charge against heavy litter, illegal dumping, and debris in the public spaces in their neighborhood. 

Beautify your block in the Midtown neighborhood and help to create a cleaner and safer community! Street by street, neighbors, business owners, and volunteers will come together for community cleanups and events. To learn more, email [email protected].